Chatfield Homes under $400,000

Welcome to Chatfield, Minnesota – a charming city that perfectly blends small-town warmth with modern conveniences. Nestled in the picturesque landscapes of southeastern Minnesota, Chatfield is known for its friendly community, rich history, and vibrant local culture. With a population of just over 3,000 residents, this inviting city fosters a close-knit atmosphere where neighbors become friends and families thrive.

One of the most appealing aspects of Chatfield is its affordability in the housing market. For those seeking a place to call home without breaking the bank, you’ll find a variety of homes available for under $400,000. Whether you’re a first-time homebuyer, a growing family, or looking to downsize, Chatfield offers a diverse selection of properties that cater to all lifestyles. From charming single-family homes with spacious backyards to modern townhouses nestled in serene neighborhoods, there’s something for everyone.

In addition to its affordable housing, Chatfield boasts an array of amenities that enhance the quality of life for its residents. Enjoy outdoor activities at the nearby parks, take a leisurely stroll along the scenic Root River, or explore the local shops and eateries that give the city its unique character. The annual Chatfield Harvest Festival is a beloved tradition, bringing the community together to celebrate with food, music, and fun.

With its welcoming spirit and affordable homes, Chatfield, MN, is not just a place to live; it’s a place to thrive. Discover your dream home in this delightful city today!

Newest Chatfield Homes under $400,000

$369,900

3 Beds ⋅ 3 Baths ⋅ 7149656 MLS

Welcome to this move-in-ready 3-bedroom, 3-bath ranch-style home offering 2,457 finished square feet and situated on a large double lot in a convenient location near the Chatfield High School. The main level has been extensively refreshed with new LVP flooring, fresh paint, new appliances, and updated light fixtures throughout the kitchen, dining area, great room, and bath. Both bathrooms also feature new shower heads and faucets, and a new water softener has been installed. Additional updates include a newer roof (2024) and replacement windows installed within the last 10 years that include a limited warranty. The finished lower level provides even more living space with a family/recreation area, fireplace, additional bedroom and bath, and second kitchen/bar area. Outside, the oversized double lot provides an incredible amount of yard space, while the freshly stained deck is perfect for relaxing or entertaining. An attached two-car garage and storage shed provide additional parking and storage. With extensive recent updates, plenty of finished living space, and a hard-to-find large lot, this home is truly move-in ready!

515 Union Street NE, Chatfield

Listing courtesy of Re/Max Results.

$254,900

1 Beds ⋅ 2 Baths ⋅ 7150610 MLS

Move-in ready and full of character, this charming 1925 home offers an appealing blend of classic charm, modern updates and comfortable living space. Situated on a 0.26-acre corner lot, the home features nearly 9-foot ceilings, replacement windows, new carpet and luxury vinyl plank flooring, plus a kitchen with newer appliances. The lower level provides additional living space with a large family room and 3/4 bath. Enjoy relaxing on the spacious covered front porch or entertaining on the covered backyard patio. The partially fenced backyard provides a great space for pets while still offering plenty of room for a garden. A standout feature is the heated, insulated and finished 24' x 24' garage—perfect for vehicles, hobbies, storage or a workshop. Additional highlights include low-maintenance vinyl siding on both the home and garage and a radon mitigation system. A wonderful opportunity for first-time buyers, downsizers or anyone looking for a move-in-ready home with character, outdoor living and exceptional garage space.

623 Winona Street SE, Chatfield

Listing courtesy of Elcor Realty of Rochester Inc..

$379,900

5 Beds ⋅ 2 Baths ⋅ 7143834 MLS

Hard-to-find five-bedroom home with three bedrooms conveniently located on the main level! This spacious split-level home is situated along a quiet dead-end street and offers 2,385 finished square feet. Modern kitchen features vaulted ceilings, granite countertops, new plumbing fixtures and a breakfast bar. The finished lower level includes a large family room, two sizeable bedrooms and a ¾ bath. Highlights include a heated two-car garage, new roof in 2024, central vacuum, steel siding, fenced backyard, deck and storage shed. Ideally located near the high school, aquatic center and park, with plenty of space for the entire family.

608 James Street NE, Chatfield

Listing courtesy of Elcor Realty of Rochester Inc..

$239,900

2 Beds ⋅ 1 Baths ⋅ 7120376 MLS

Enjoy the ease of one-level living in this well-maintained and quality built zero-entry ranch style twin home with no HOA fees. Thoughtfully designed for comfort and accessibility, this home features 3-foot doorways, lever-style door handles, grab bars in the bathroom, and a zero-entry layout that accommodates a variety of lifestyles. Inside, you'll find 2 bedrooms, 1 bathroom with a walk-in tub, and a bright, functional floor plan. The spacious living room is warmed by new carpet and cozy three-sided gas fireplace, while the adjoining kitchen and dining area offer durable vinyl flooring and an efficient layout for everyday living. Quality Andersen windows, central air, vinyl siding, and a finished one-car garage add to the home's appeal. Recent updates include newer carpet, range, furnace, water heater, and water softener, providing added peace of mind. Step outside to enjoy the private concrete patio and nicely sized zero lot line lot with room to relax and entertain. Whether you're looking to downsize, purchase your first home, or enjoy the convenience of an accessible, low-maintenance home, this move-in ready property offers comfort, functionality, and lasting value in a desirable Chatfield location.

346 Main Street N, Chatfield

Listing courtesy of Elcor Realty of Rochester Inc..

$339,900

3 Beds ⋅ 1 Baths ⋅ 6385051 MLS

ATTENTION DEVELOPERS! 1.14 Acres within the city limits of Chatfield, including 6 residential lots with a couple having city services already. Land would be ideal for possible twin homes and or a few single-family homes. Property includes a 3 bedroom, 1.5 story home with main floor living, central air and steel siding. Old barn/garage (30’ x 54’) is used for the vehicles and storage. Located on a corner lot along a quiet street close the Chosen Valley Care Center.

1003 Grand Street SE, Chatfield

Listing courtesy of Elcor Realty of Rochester Inc..

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